Welcome to my Mortgage Blog - Vick Sahota

Is Your Mortgage Helping You Build Wealth—Or Just Holding You Back?
For most homeowners, a mortgage is the biggest financial commitment of their lives. It’s often seen as a burden—another bill to pay. Did you know that your mortgage could actually become a tool for building long-term wealth? If you own your home and one rental property, a strategic restructure of your portfolio can completely change how much interest and income tax you pay.

Is 2025 the Year to Buy a Home?
There’s a lot of anticipation surrounding the real estate market in 2025—and for good reason. Is this the year for you to take the leap into homeownership? The idea is certainly appealing. Economic predictions and evolving mortgage regulations could create favourable conditions for buyers.
The Cost of Using a Mortgage Broker: What You Need to Know
When it comes to securing a mortgage, the prospect of finding a professional to guide you through the process for free might sound too good to be true. In most cases, however, this is the service that mortgage brokers offer. In this blog post, we’ll cover the world of mortgage brokers, our fees, and the valuable assistance we can provide in securing the best mortgage product for your unique needs.