The Mortgage Strategy Most People Don’t Know About (That Could Save You $100K+)

If there’s a big gap between how much you earn and how much you save each month, you might be in a perfect position to take advantage of a powerful mortgage strategy that most people have never heard of.

Here’s how it works:
There’s a mortgage product/strategy that allows you to use 100% of your income to offset your mortgage balance. That means instead of your paycheque just sitting in a chequing account, it works for you—every single day—by reducing how much interest the lender charges.

The result?
You could save hundreds of thousands in interest over the life of your mortgage. In fact, I recently reviewed a scenario where a client could save $134,000 in interest and become mortgage-free 9 years sooner than with a traditional mortgage.

The most surprising part? This mortgage product actually has a higher interest rate than what you'd typically see —but because of the way interest is calculated (daily, on a reduced balance), it ends up costing you less overall.

So, ask yourself this:
Is it more important to you to have a lower interest rate… or to pay less interest overall?

For a lot of homeowners, the dream of being mortgage-free feels like it’s decades away—especially with a 25 or 30-year amortization. But if you’re a high-income earner with disciplined spending habits, this strategy could help you pay off your mortgage in under 10 years.

It’s not for everyone. But if you consistently have a significant amount left over each month after expenses—and you’re serious about getting ahead financially—this product might be a perfect fit.

Curious if it could work for you?
Let’s have a chat and run the numbers. You might be closer to mortgage freedom than you think.